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Conventional loans offer a variety of options. Our knowledgeable team can use this to your advantage to better match you up with a mortgage that fit your needs. Both fixed and adjustable rate options are available.
Go to main navigationGetting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at 800-450-5057.
A conventional loan is a mortgage offered by private lenders, like banks or credit unions, and is not insured by a federal government agency. Since a conventional home purchase loan meets the requirements of Fannie Mae and Freddie Mac, it's considered a conforming loan.
Whether you're interested in buying a primary home or rental property, individuals with good finances, credit, and sufficient down payment funds can take advantage of the benefits of a conventional purchase loan, including:
Conventional home loans tend to have stricter credit requirements than compared to loans backed by the government, which is why they're an excellent choice for individuals with good or excellent credit.
Along with credit history, lenders will consider additional factors like monthly income and debt-to-income ratio. Since these loans will also require a larger down payment, having sufficient funds is another consideration.
Here at Mortgage Center, we've been committed to growing our community since 1990. We have a team of over 100 mortgage experts ready to help you get an exclusive loan product at the best rate possible.
Our team is dedicated to the success of each borrower. Along with forming partnerships and acting collaboratively, we service all of our mortgages for the life of the loan. With support every step of the way, achieving your dreams of owning a new home has never been easier.
Our team of experts will help you get your conventional home loan application started. With our streamlined process, you'll be able to do everything from submitting your required documents, to checking the status of your loan, without having to leave your home.
Apply today by filling out our form or by giving us a call at 800-450-5057.
| Rate | APR | Points | Payment |
|---|---|---|---|
| 6.750% | 6.912% | 0.25 | $1,459.35 |
| Rate | APR | Points | Payment |
|---|---|---|---|
| 6.875% | 7.102% | -0.125 | $2,006.67 |
