Mortgage Center

Save On Your Mortgage

Now is a great time to refinance your home to help your family achieve your financial goals.

Keep your finances with your credit union by refinancing through us, Christian Financial's home financing partner Mortgage Center.


Refinancing your home can help you:

  • Save money on your mortgage! Eliminate PMI, lower your monthly payment or interest rate by refinancing your home.
  • Payoff your home sooner. Getting ready for retirement or looking to pay your home off soon? Restructuring your loan through a refinance can help you pay more towards principal and shorten your loan term.

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Today's Rates on a Conventional Refinance

30-Year Fixed-Rate - Refinance
Effective Date: January 27 2022
RateAPRPointsPayment
3.375% 3.544% 1.000 $663.14
3.500% 3.620% 0.375 $673.57
3.625% 3.716% -0.500 $684.08

15-Year Fixed-Rate - Refinance
Effective Date: January 27 2022
RateAPRPointsPayment
2.750% 2.990% 0.625 $1,017.93
2.875% 3.044% 0.125 $1,026.88
3.000% 3.153% -0.500 $1,035.87

Assumptions

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*$99 mortgage is available until 2/28/22. Mortgage amount must be between $40,000 and $647,200 to be eligible. Mortgage rates current as of 12/2/2021 and assumes a 30-year fixed-rate refinance of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 740. A loan amount of $200,000 at an interest rate of 3% and an APR of 3.081% has a payment of $843.21 with 0.75 point due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Offer applies to Residential First Mortgages financed with Mortgage Center and excludes Home Equity Loans and Lines of Credit. Christian Financial Credit Union membership required. This offer can only be used once in a 24 month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply. Christian Financial Credit Union is Federally Insured by NCUA.

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