Mortgage Center

Let Us Help You Help Your Members

Mortgage Center is a credit union owned mortgage lender that has been serving the Midwest for over 30 years. We are currently licensed in Florida, Illinois, Michigan, Ohio, and Wisconsin.

We partner with credit unions like yours to provide members a great home financing experience. Our rates and closing costs remain competitively low, keeping more cash in members’ pockets while generating revenue for your credit union.

Contact us today for more information!

CONTACT US

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What Is a Credit Union Partnership Program?

When you manage a credit union, you want to give your members the best products and services available. However, you may not have the necessary resources to offer robust mortgage services.

By partnering with an experienced mortgage company like Mortgage Center, you can expand your mortgage offerings without making a large investment in additional resources. Your members can benefit from new and improved mortgage options, as well as our loan officer's expertise, while you grow your business efficiently and effectively.

Our Credit Union Mortgage Services

At Mortgage Center, we believe your credit union should be your member's first choice when selecting a mortgage. Our credit union partnership program allows you to offer competitive mortgage products and services to meet your members' needs.

When you work with us, we'll customize our mortgage services to your credit union's specific needs, giving you the flexibility to create the mortgage program you envision. We can manage your entire mortgage program or just a portion of it, providing exceptional service and support on your terms.

We can work with your members directly, providing the same high level of personalized service they'd expect from working with a credit union. We can also handle back-office processes while you help members select and apply for our programs. If you're looking for support, our partnership program can assist with processing, quality control, closing and other services to help your internal team.

Whatever your needs may be, we can structure our partnership to work best for your credit union.

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The Mortgage Center Advantage

When you choose Mortgage Center to be your home loan partner, you'll enjoy benefits that other mortgage companies cannot offer. With Mortgage Center, you will be able to accomplish the following.

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Offer a variety of Home Financing products

Offer your members Conventional, Government loans (FHA, VA, Rural Development, HomeReady), Home Equity and Credit Union Exclusive loans.

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Keep your members finances with your credit union

Our unique credit monitoring program alerts us when your members are shopping for a mortgage elsewhere.

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Serve your members during the life of their loan

With the exception of state agency mortgages, Mortgage Center does not sell the servicing, so your members will make their payments to Mortgage Center until they have made their last payment.

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Earn income on every funded loan

Gain income regardless of whether your credit union has invested in the mortgage.

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Offer exclusive loan products

Provide your members with the perfect mortgage by offering unique loan programs other lenders cannot offer like our Maximum Cash-Out Refinance, One-Time Close Construction, Home Renovation and many more!

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Control the costs associated with processing and servicing mortgages

Reduce the overhead costs of running your own lending department and let us do the heavy lifting.

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Create a great member experience with multiple ways for members to apply

Members can apply over the phone, or use our new online application to apply from any computer or mobile device. Branch employees can also submit a referral to have a loan officer reach out to your member to start the home financing process.

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Avoid the increased regulatory requirements

Mortgage Center reviews all loan contracts and transactions for accuracy. We also provide free HMDA reporting to help you remain compliant.

Partnership With Perks

Whn you join our credit union partnership program, you will be assigned a dedicated Account Executive to assist you, your staff and members with the following:

  • Free Employee Training
  • Free Marketing Material
  • Employee Rate Discounts 
  • Compliance Ready Materials

What Makes Mortgage Center a Great Mortgage Company for Credit Unions

Mortgage Center is a leader in the credit union mortgage industry. When you work with us, you'll get the tools you need to make your credit union more competitive. Our fast turnaround times, competitive prices and advanced technologies let you give your members an exceptional borrower experience.

When you decide to be our business partner, we get the program up and running quickly. Our experienced, licensed mortgage professionals can guide you through our solutions and services, providing in-depth training and support to create a seamless partnership. Once you're set up, your members will get fast, reliable service. They can apply for a mortgage online using our intuitive system.

Our goal is to help your business grow by delivering mortgage solutions that empower you to become a great mortgage lender. You'll gain peace of mind knowing you have an experienced partner with high-quality products and services your members are sure to benefit from.

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Learn More About Becoming A Partner

Call Keri today at 248-849-9430 to find out how Mortgage Center can help!

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