Fixed Rate Mortgage for February 16, 2026
30-Year Fixed Rate
Rate
5.875%
APR
5.998%
15-Year Fixed Rate
Rate
5.375%
APR
5.573%
One-Time Close Construction Rates for February 16, 2026
One-Time Close Construction
Rate
6.125%
APR
6.252%
Fixed Rate Refinance for February 16, 2026
30-Year Fixed Rate Refinance
Rate
5.875%
APR
6.010%
15-Year Fixed Rate Refinance
Rate
5.375%
APR
5.573%