Fixed Rate Mortgage for December 4, 2025
30-Year Fixed Rate
Rate
6%
APR
6.125%
15-Year Fixed Rate
Rate
5.5%
APR
5.7%
Featured ARM Rates for December 4, 2025
7/1 Adjustable Rate Mortgage
Rate
5.375%
APR
5.963%
5/1 Adjustable Rate Mortgage
Rate
5.25%
APR
6.037%
Home Equity Loan Rates for December 4, 2025
5-Year Home Equity Loan
Rate
6%
APR
8.338%
10-Year Home Equity Loan
Rate
7.125%
APR
8.419%
15-Year Home Equity Loan
Rate
7.375%
APR
8.311%
One-Time Close Construction Rates for December 4, 2025
One-Time Close Construction
Rate
6.25%
APR
6.379%
Fixed Rate Refinance for December 4, 2025
30-Year Fixed Rate Refinance
Rate
6%
APR
6.137%
15-Year Fixed Rate Refinance
Rate
5.5%
APR
5.7%
Assumptions