Fixed Rate Mortgage for December 24, 2025
30-Year Fixed Rate
Rate
5.875%
APR
6.01%
15-Year Fixed Rate
Rate
5.25%
APR
5.465%
Featured ARM Rates for December 24, 2025
7/1 Adjustable Rate Mortgage
Rate
5.25%
APR
5.913%
5/1 Adjustable Rate Mortgage
Rate
5.125%
APR
6.001%
Home Equity Loan Rates for December 24, 2025
5-Year Home Equity Loan
Rate
6%
APR
8.338%
10-Year Home Equity Loan
Rate
7.125%
APR
8.419%
15-Year Home Equity Loan
Rate
7.375%
APR
8.311%
One-Time Close Construction Rates for December 24, 2025
One-Time Close Construction
Rate
6.125%
APR
6.264%
Fixed Rate Refinance for December 24, 2025
30-Year Fixed Rate Refinance
Rate
5.875%
APR
6.022%
15-Year Fixed Rate Refinance
Rate
5.25%
APR
5.465%
Assumptions