Fixed Rate Mortgage for July 28, 2026
30-Year Fixed Rate
Rate
6.625%
APR
6.773%
15-Year Fixed Rate
Rate
6%
APR
6.21%
Featured ARM Rates for July 28, 2026
7/1 Adjustable Rate Mortgage
Rate
6%
APR
6.412%
5/1 Adjustable Rate Mortgage
Rate
5.875%
APR
6.441%
Home Equity Loan Rates for July 28, 2026
5-Year Home Equity Loan
Rate
6.25%
APR
8.603%
10-Year Home Equity Loan
Rate
7.5%
APR
8.811%
15-Year Home Equity Loan
Rate
7.875%
APR
8.833%
One-Time Close Construction Rates for July 28, 2026
One-Time Close Construction
Rate
6.875%
APR
7.027%
Fixed Rate Refinance for July 28, 2026
30-Year Fixed Rate Refinance
Rate
6.625%
APR
6.785%
15-Year Fixed Rate Refinance
Rate
6%
APR
6.21%