Fixed Rate Mortgage for October 5, 2026
30-Year Fixed Rate
Rate
7%
APR
7.142%
15-Year Fixed Rate
Rate
6.5%
APR
6.74%
Featured ARM Rates for October 5, 2026
7/1 Adjustable Rate Mortgage
Rate
6.375%
APR
6.77%
5/1 Adjustable Rate Mortgage
Rate
6.25%
APR
6.649%
Home Equity Loan Rates for October 5, 2026
5-Year Home Equity Loan
Rate
6.5%
APR
8.868%
10-Year Home Equity Loan
Rate
7.75%
APR
9.073%
15-Year Home Equity Loan
Rate
8.25%
APR
9.224%
One-Time Close Construction Rates for October 5, 2026
One-Time Close Construction
Rate
7.25%
APR
7.396%
Fixed Rate Refinance for October 5, 2026
30-Year Fixed Rate Refinance
Rate
7%
APR
7.142%
15-Year Fixed Rate Refinance
Rate
6.5%
APR
6.74%