Fixed Rate Mortgage for February 16, 2026
30-Year Fixed Rate
Rate
5.875%
APR
5.998%
15-Year Fixed Rate
Rate
5.375%
APR
5.573%
Featured ARM Rates for February 16, 2026
7/1 Adjustable Rate Mortgage
Rate
5.25%
APR
5.964%
5/1 Adjustable Rate Mortgage
Rate
5.125%
APR
5.781%
Home Equity Loan Rates for February 16, 2026
5-Year Home Equity Loan
Rate
5.875%
APR
8.206%
10-Year Home Equity Loan
Rate
7%
APR
8.288%
15-Year Home Equity Loan
Rate
7.25%
APR
8.181%
One-Time Close Construction Rates for February 16, 2026
One-Time Close Construction
Rate
6.125%
APR
6.252%
Fixed Rate Refinance for February 16, 2026
30-Year Fixed Rate Refinance
Rate
5.875%
APR
6.01%
15-Year Fixed Rate Refinance
Rate
5.375%
APR
5.573%