Fixed Rate Mortgage for July 13, 2026
30-Year Fixed Rate
Rate
6.500%
APR
6.633%
15-Year Fixed Rate
Rate
5.875%
APR
6.082%
Home Equity Loan Rates for July 13, 2026
5-Year Home Equity Loan
Rate
6.125%
APR
8.471%
10-Year Home Equity Loan
Rate
7.375%
APR
8.680%
15-Year Home Equity Loan
Rate
7.750%
APR
8.702%
Fixed Rate Refinance for July 13, 2026
30-Year Fixed Rate Refinance
Rate
6.500%
APR
6.646%
15-Year Fixed Rate Refinance
Rate
5.875%
APR
6.082%