Fixed Rate Mortgage for March 31, 2026
30-Year Fixed Rate
Rate
6.250%
APR
6.379%
15-Year Fixed Rate
Rate
5.625%
APR
5.847%
Featured ARM Rates for March 31, 2026
7/1 Adjustable Rate Mortgage
Rate
5.500%
APR
5.876%
5/1 Adjustable Rate Mortgage
Rate
5.375%
APR
5.899%
Home Equity Loan Rates for March 31, 2026
5-Year Home Equity Loan
Rate
6.000%
APR
8.338%
10-Year Home Equity Loan
Rate
7.125%
APR
8.419%
15-Year Home Equity Loan
Rate
7.625%
APR
8.572%
One-Time Close Construction Rates for March 31, 2026
One-Time Close Construction
Rate
6.500%
APR
6.633%
Fixed Rate Refinance for March 31, 2026
30-Year Fixed Rate Refinance
Rate
6.250%
APR
6.391%
15-Year Fixed Rate Refinance
Rate
5.625%
APR
5.847%
Assumptions