Fixed Rate Mortgage for October 5, 2026
30-Year Fixed Rate
Rate
7.125%
APR
7.269%
15-Year Fixed Rate
Rate
6.625%
APR
6.867%
Featured ARM Rates for October 5, 2026
7/1 Adjustable Rate Mortgage
Rate
6.375%
APR
6.710%
5/1 Adjustable Rate Mortgage
Rate
6.250%
APR
6.574%
Home Equity Loan Rates for October 5, 2026
5-Year Home Equity Loan
Rate
6.625%
APR
9.000%
10-Year Home Equity Loan
Rate
8.000%
APR
9.334%
15-Year Home Equity Loan
Rate
8.625%
APR
9.616%
One-Time Close Construction Rates for October 5, 2026
One-Time Close Construction
Rate
7.375%
APR
7.523%
Fixed Rate Refinance for October 5, 2026
30-Year Fixed Rate Refinance
Rate
7.125%
APR
7.281%
15-Year Fixed Rate Refinance
Rate
6.625%
APR
6.867%