Fixed Rate Mortgage for May 1, 2026
30-Year Fixed Rate
Rate
6.125%
APR
6.276%
15-Year Fixed Rate
Rate
5.625%
APR
5.828%
Featured ARM Rates for May 1, 2026
7/1 Adjustable Rate Mortgage
Rate
5.375%
APR
5.929%
5/1 Adjustable Rate Mortgage
Rate
5.250%
APR
5.989%
Home Equity Loan Rates for May 1, 2026
5-Year Home Equity Loan
Rate
6.000%
APR
8.338%
10-Year Home Equity Loan
Rate
7.250%
APR
8.550%
15-Year Home Equity Loan
Rate
7.375%
APR
8.311%
One-Time Close Construction Rates for May 1, 2026
One-Time Close Construction
Rate
6.375%
APR
6.531%
Fixed Rate Refinance for May 1, 2026
30-Year Fixed Rate Refinance
Rate
6.125%
APR
6.288%
15-Year Fixed Rate Refinance
Rate
5.625%
APR
5.828%
Assumptions