Fixed Rate Mortgage for July 13, 2026
30-Year Fixed Rate
Rate
6.250%
APR
6.383%
15-Year Fixed Rate
Rate
5.625%
APR
5.832%
Featured ARM Rates for July 13, 2026
7/1 Adjustable Rate Mortgage
Rate
5.625%
APR
6.086%
5/1 Adjustable Rate Mortgage
Rate
5.500%
APR
6.130%
One-Time Close Construction Rates for July 13, 2026
One-Time Close Construction
Rate
6.500%
APR
6.637%
Fixed Rate Refinance for July 13, 2026
30-Year Fixed Rate Refinance
Rate
6.250%
APR
6.396%
15-Year Fixed Rate Refinance
Rate
5.625%
APR
5.832%