Fixed Rate Mortgage for October 5, 2026
30-Year Fixed Rate
Rate
6.875%
APR
7.019%
15-Year Fixed Rate
Rate
6.375%
APR
6.617%
Featured ARM Rates for October 5, 2026
7/1 Adjustable Rate Mortgage
Rate
6.250%
APR
6.585%
5/1 Adjustable Rate Mortgage
Rate
6.125%
APR
6.449%
One-Time Close Construction Rates for October 5, 2026
One-Time Close Construction
Rate
7.125%
APR
7.273%
Fixed Rate Refinance for October 5, 2026
30-Year Fixed Rate Refinance
Rate
6.875%
APR
7.031%
15-Year Fixed Rate Refinance
Rate
6.375%
APR
6.617%