Fixed Rate Mortgage for August 7, 2026
30-Year Fixed Rate
Rate
6.250%
APR
6.408%
15-Year Fixed Rate
Rate
5.625%
APR
5.832%
Featured ARM Rates for August 7, 2026
7/1 Adjustable Rate Mortgage
Rate
5.625%
APR
6.177%
5/1 Adjustable Rate Mortgage
Rate
5.500%
APR
6.238%
One-Time Close Construction Rates for August 7, 2026
One-Time Close Construction
Rate
6.500%
APR
6.662%
Fixed Rate Refinance for August 7, 2026
30-Year Fixed Rate Refinance
Rate
6.250%
APR
6.420%
15-Year Fixed Rate Refinance
Rate
5.625%
APR
5.832%
Assumptions