Fixed Rate Mortgage for April 7, 2026
30-Year Fixed Rate
Rate
6.125%
APR
6.276%
15-Year Fixed Rate
Rate
5.500%
APR
5.720%
Featured ARM Rates for April 7, 2026
7/1 Adjustable Rate Mortgage
Rate
5.500%
APR
5.961%
5/1 Adjustable Rate Mortgage
Rate
5.375%
APR
5.999%
Home Equity Loan Rates for April 7, 2026
5-Year Home Equity Loan
Rate
6.000%
APR
8.338%
10-Year Home Equity Loan
Rate
7.375%
APR
8.680%
15-Year Home Equity Loan
Rate
7.625%
APR
8.572%
One-Time Close Construction Rates for April 7, 2026
One-Time Close Construction
Rate
6.375%
APR
6.531%
Assumptions