Fixed Rate Mortgage for July 13, 2026
30-Year Fixed Rate
Rate
6.500%
APR
6.633%
15-Year Fixed Rate
Rate
5.875%
APR
6.082%
Featured ARM Rates for July 13, 2026
7/1 Adjustable Rate Mortgage
Rate
5.875%
APR
6.336%
5/1 Adjustable Rate Mortgage
Rate
5.750%
APR
6.380%
Home Equity Loan Rates for July 13, 2026
5-Year Home Equity Loan
Rate
6.125%
APR
8.471%
10-Year Home Equity Loan
Rate
7.375%
APR
8.680%
15-Year Home Equity Loan
Rate
7.625%
APR
8.572%
One-Time Close Construction Rates for July 13, 2026
One-Time Close Construction
Rate
6.750%
APR
6.887%