Mortgage Center

Save $500 on Your Next Mortgage*

See terms and conditions.

Hurry! Your chance to save big on your next mortgage won’t last long.

Keep more money in your pocket to spend on the things that matter most by taking $500* off closing costs on your next mortgage. This incredible offer is for both purchase and refinance but it’s for a limited-time only. Apply today and take advantage of your chance to save!


Benefits of working with Mortgage Center:

  • Lower rates. Lower fees. Mortgage Center is owned and operated by credit unions and operates with the same philosophy of people helping people. Profits are given back to members in the form of lower rates and lower fees.
  • Incredible service. The home loan experts at Mortgage Center are dedicated to finding you the best home loan for our situation. Check out our Google ratings to see for yourself!
  • Exclusive mortgage products. Mortgage Center can offer home loan products that you can’t elsewhere. From zero down payment options for first-time homebuyers, to maximum cash-out refinance loans to get the most out of the equity in your home, you can find your perfect home loan with Mortgage Center.

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Today's Rates on Conventional Loans

30-Year Fixed-Rate - Purchase
Effective Date: May 16 2022
RateAPRPointsPayment
5.000% 5.171% 0.625 $805.23
5.125% 5.241% 0.000 $816.73
5.250% 5.368% -0.500 $828.31

15-Year Fixed-Rate - Purchase
Effective Date: May 16 2022
RateAPRPointsPayment
4.500% 4.765% 0.500 $1,147.49
4.625% 4.835% 0.125 $1,157.10
4.750% 4.943% -0.125 $1,166.75

30-Year Fixed-Rate - Refinance
Effective Date: May 16 2022
RateAPRPointsPayment
5.000% 5.164% 0.625 $805.23
5.125% 5.235% 0.000 $816.73
5.250% 5.362% -0.500 $828.31

15-Year Fixed-Rate - Refinance
Effective Date: May 16 2022
RateAPRPointsPayment
4.500% 4.750% 0.500 $1,147.49
4.625% 4.824% 0.125 $1,157.10
4.750% 4.933% -0.125 $1,166.75

Assumptions

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*Offer for $500 off closing costs is valid until July 1st, 2022. Mortgage amount must be between $40,000 and $647,200 to be eligible. Mortgage rates current as of 03/01/2022 and assumes a 30-year fixed-rate refinance or purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 740. A loan amount of $200,000 at an interest rate of 3.75% and an APR of 3.844% has a payment of $926.23 with 0.375 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes Home Equity Loans and Lines of Credit. Journey Federal Credit Union membership is required. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.

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