Mortgage Center

Get A Mortgage for $99 in Origination Fees*

See terms and conditions.

Hurry! Your chance to save big on your new home's mortgage won’t last long.

Keep more money in your pocket to spend on the things that matter most by getting your next mortgage for only $99* plus third-party costs! This incredible offer is for purchase only and it’s for a limited-time only. Apply today and take advantage of your chance to save!


Benefits of working with Mortgage Center:

  • Lower rates. Lower fees. Mortgage Center is owned and operated by credit unions and operates with the same philosophy of people helping people. Profits are given back to members in the form of lower rates and lower fees.
  • Incredible service. The home loan experts at Mortgage Center are dedicated to finding you the best home loan for our situation. Check out our Google ratings to see for yourself!
  • Exclusive mortgage products. Mortgage Center can offer home loan products that you can’t elsewhere. From zero down payment options for first-time homebuyers, to maximum cash-out refinance loans to get the most out of the equity in your home, you can find your perfect home loan with Mortgage Center.

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Today's Rates on a Conventional Purchase

30-Year Fixed-Rate - Purchase
Effective Date: May 16 2022
RateAPRPointsPayment
5.000% 5.171% 0.625 $805.23
5.125% 5.241% 0.000 $816.73
5.250% 5.368% -0.500 $828.31

15-Year Fixed-Rate - Purchase
Effective Date: May 16 2022
RateAPRPointsPayment
4.500% 4.765% 0.500 $1,147.49
4.625% 4.835% 0.125 $1,157.10
4.750% 4.943% -0.125 $1,166.75

Assumptions

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*$99 mortgage is valid until July 1st, 2022. Mortgage amount must be between $40,000 and $647,200 to be eligible. Mortgage rates current as of 03/01/2022 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 740. A loan amount of $200,000 at an interest rate of 3.75% and an APR of 3.805% has a payment of $926.23 with 0.375 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes Home Equity Loans and Lines of Credit. PSE Credit Union membership required. This offer can only be used once in a 24 month time period. Offer may not be combined with any other promotion or discount. The promotion has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply.

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