Mortgage Center

Why Get an Adjustable-Rate Mortgage?

ARM loans offer a variety of options. Our knowledgeable team can use this to your advantage to better match you with a mortgage that fits your needs. Options include a 5/1 ARM, and 7/1 ARM.

Go to main navigation

Apply for a Conventional Loan today!

Getting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at 800-353-4449.


What Is an ARM Loan?

An adjustable-rate mortgage (ARM) loan is a mortgage option that’s great for members to help save on their monthly payments, especially in the recent rising rate environment. ARM loans are sometimes referred to as a variable-rate mortgage due to the interest rate changing throughout the life of the loan. How often the interest rate will change, and by how much, depends on the terms of the ARM loan.


Benefits of an ARM Purchase Loan

If you’re interested in buying a primary home, whether you’re a first-time homebuyer or looking to purchase a rental property, you can take advantage of the benefits of an ARM purchase loan, including:

  • Lower interest rates: An ARM loan typically offers a lower interest rate than a conventional loan.
  • Lower monthly payments: With an ARM loan offering a lower interest rate, that means you are likely to get a lower monthly payment at the beginning of your mortgage.
  • Great starting option: Our ARM loan can also be used towards our PMI Saver and Maximum Cash-Out Refinance


Who could benefit from an ARM loan?

If you are planning on moving or refinancing your mortgage before the end of the introductory fixed-rate period, an ARM loan could be a great option for you.


Why Choose Mortgage Center?

Here at Mortgage Center, we've been committed to growing our community since 1990. We have a team of over 100 mortgage experts ready to help you get an exclusive loan product at the best rate possible.

Our team is dedicated to the success of each borrower. Along with forming partnerships and acting collaboratively, we service all of our mortgages for the life of the loan. With support every step of the way, achieving your dreams of owning a new home has never been easier.


Learn More About Our ARM Loan Rates Today

Our team of experts will help you get your conventional home loan application started. With our streamlined process, you'll be able to do everything from submitting your required documents, to checking the status of your loan, without having to leave your home.

Apply today by filling out our form or by giving us a call at 800-353-4449.

Go to main navigation

7/1 Adjustable Rate Mortgage
Effective Date: June 13 2024
6.000% 6.977% -0.250 $1,199.10

5/1 Adjustable Rate Mortgage
Effective Date: June 13 2024
5.875% 7.150% -0.250 $1,183.08



Great for first-time homebuyers who need a low down payment or those with less than perfect credit.

USDA Rural Development

Allows you to put no money down when you’re buying a home in a rural area.

Home Renovation Loan

Allows you to combine home improvements with your purchase so you don't need to take out two loans.


Perfect if you’re looking to have your home built.