One Loan. One Closing. Your Dream Home Made Simple.
Building a home should feel exciting—not overwhelming.
What Is a One-Time Close Construction Loan?
It’s a single loan that covers both the construction of your new home and your final mortgage—so there’s no need for two separate closings, re-qualifying, or rate changes. From groundbreaking to move-in, you’re covered.
We will help you focus on your home—not stressing over paperwork.
Why Choose Our Construction Loan?
One Application. One Approval. One Closing.
Streamline the process and avoid the headache of multiple loans or reapplying halfway through your build.
Rate Lock Protection
Secure your interest rate upfront—even before your home is built. No mid-construction surprises.
Interest-Only During Construction
Keep your payments low while your home is under construction, with full mortgage payments starting after you move in.
Custom Financing for Custom Homes
Whether you’re building on your land or working with a builder, we help you structure a loan that fits your vision and budget.
Expert Support from Start to Finish
We work with your builder, manage disbursements, and guide you every step of the way—so you’re never left guessing.
Who’s a Good Fit for This Loan?
Buyers building a new primary or secondary home
Homeowners looking to build on their own land
Borrowers who want to simplify financing with one single loan
Anyone who wants predictable costs and fewer moving parts
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
Whether you’re looking to manage your budget or want to figure out if you should buy or rent your next place, Mortgage Center has you covered. Check out our wide variety of calculators that can help you make the best financial decisions for your future.
Other Loan Options
Fannie Mae & Freddie Mac Fixed-Rate Loans
Your go-to option for long-term stability with predictable monthly payments.
I’ve done two HELOCs previous to this it was the smoothest, most efficient, no anxiety process I’ve ever gone through. Kudos to ALL of you for your exemplary dedication to your job and your customer. Thank you all!
P. Duren, Credit Union Member
The whole team I worked with were amazing. They were always there to answer any questions I had. The process was smooth and quick.
L. Oleston, Credit Union Member
Mortgage Center helped me get my first house! My MLO was super friendly and knowledgeable, and our closers were very helpful as well.
Madi W., Credit Union Member
The service was excellent. All the people involved were very supportive, professional and diligent. I did not consider credit union initially, but David Thomas was so convincing in his first call to me. I am so glad that I decided to go through the process with Mortgage Center!
A. Houenagnon, Credit Union Member
We have worked with Mortgage Center for many years and for many different things. They are always on top of everything and do such an amazing job making sure you are satisfied with your loan. I would recommend them to anyone.
Joshua E., Credit Union Member
Our experience with the Mortgage Center was fantastic. The entire process from filling out the application to close went very smoothly and was so easy. Our team worked very hard to make the process as stress free and quick as possible. They were all very knowledgeable and kept us informed from start to close. I would absolutely recommend them!!
Mario G., Credit Union Member
Financial Hub
Blog
Discover great tips on how to save and budget for a home, preparing for an appraisal and so much more.