Purchase Loans

Adjustable-Rate Mortgages

Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.

Purchase Loans

Asset Advantage

Use your assets to help qualify for a home loan.

Purchase Loans

Barndominiums

Financing a barndominium is easier than you think with Mortgage Center.

Purchase Loans

Best Score Family Helper Loan

Leverage a family member’s strong credit to help you qualify for better loan terms.

Purchase Loans

Conventional Mortgage Options

A flexible home loan with great rates and terms. Very popular for homebuyers.

Purchase Loans

Doctor Loan

Tailored mortgage program for doctors and medical professionals with flexible terms.

Purchase Loans

Fannie & Freddie Mac Fixed-Rate

Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.

Purchase Loans

FHA

Government-backed home loan with flexible credit guidelines and low down payment.

Purchase Loans

Hobby Farm Loan

Mortgage financing for homes with small-scale farming or hobby farm use.

Purchase Loans

Homeready® & Home Possible®

Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.

Purchase Loans

Home Renovation Loan

Purchase and renovate your home with one convenient mortgage solution.

Purchase Loans

Jumbo Mortgage

Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.

Purchase Loans

New Start Loan

Second-chance mortgage program for buyers rebuilding their financial future.

Purchase Loans

Non-Warrantable Condo

Mortgage solutions for condos that expand upon traditional lending guidelines.

Purchase Loans

One-Time Close Construction

Finance your build and permanent mortgage with one simple, streamlined construction loan.

Purchase Loans

PMI Saver Loan

Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.

Purchase Loans

Right Choice Loan

Low down payment financing for experienced buyers.

Purchase Loans

Veteran Loan

An exclusive VA home loan option for veterans, active-duty service members and eligible military families.

Purchase Loans

Zero Down Payment

Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.

Refinance Loans

FHA

Simplify your refinance with reduced paperwork.

Refinance Loans

Hobby Farm Loan

Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.

Refinance Loans

Max Cash-Out Refinance

Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.

Refinance Loans

Non-Warrantable Condo

Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.

Refinance Loans

One-Time Close Construction

This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.

Refinance Loans

PMI Saver Loan

Lower or eliminate PMI costs with our PMI Saver refinance option.

Refinance Loans

Right Choice Loan

Ideal for borrowers who would like expanded qualifying options.

Refinance Loans

Veteran Loan

Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.

Home Equity Loans

Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.

LICENSING

Mortgage Center is authorized to originate in the following states through licensing or registration.

Mortgage Center is authorized to originate in the following states through licensing or registration:

Mortgage Center is authorized to originate in the following states through licensing or registration:
State Regulatory Agency License
Michigan Office of Financial and Insurance Regulations https://www.michigan.gov/som/ Mortgage Center L.C. NMLS#: 282701
Alabama State Banking Department https://banking.alabama.gov/ Consumer Credit License # 282701
Colorado Department of Regulatory Agencies https://apps2.colorado.gov/dre/licensing/
Connecticut Department of Banking https://portal.ct.gov/dob Mortgage Lender License # 282701
Georgia Department of Banking and Finance https://dbf.georgia.gov/ Mortgage Lender License # 282701
Iowa Division of Banking https://idob.iowa.gov/ Mortgage Banker License # 2024-0128
Massachusetts Division of Banks https://www.mass.gov/orgs/division-of-banks Mortgage Lender License # ML282701
Mississippi Division of Banking and Consumer Finance https://dbcf.ms.gov/ Mortgage Lender License # 282701
Nebraska Division of Banking and Finance https://ndbf.nebraska.gov/consumers/
Louisiana Office of Financial Institutions https://ofi.la.gov/non-depository/residential-mortgage-lending/complaints/ Exempt
North Carolina Office of the Commissioner of Banks https://nccob.nc.gov/ Mortgage Lender License # L-226278
South Carolina Department of Consumer Affairs https://www.consumer.sc.gov/ Mortgage Lender License # MLS – 282701
Tennessee Department of Financial Institutions https://www.tn.gov/tdfi.html Mortgage Lender License # 282701
Florida Office of Financial Regulation https://flofr.gov/ Mortgage Lender License # MLD451
Illinois Illinois Dept. of Financial & Professional Regulation.
Address: James R. Thompson Center
IDFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois, 60601
Telephone: 844-768-1713
DFPR Website
Illinois Residential Mortgage License # MB.0004131
Indiana Department of Financial Institutions https://www.in.gov/dfi/ Exempt Company Registration – CUSO License # 65301
Ohio Division of Financial Institutions Exempt License Credential SMCU.590012.000
Pennsylvania Department of Banking and Securities https://www.dobs.pa.gov/ Partially Exempt Mortgage Company Registration # 106937
Wisconsin State of Wisconsin Department of Financial Institutions Wisconsin Mortgage Banker License # 282701BA

Loan Originator Licensing

Loan Originator Licensing
Name NMLS ID States LICENSED
Mortgage Center L.C. 282701 AL, CO, CT, FL, GA, IL, IN, IA, MA, MI, MS, NE, NC, OH, PA, SC, TN, WI
Bakhit, Robbie 1149041 MI, OH, IL, WI, FL
Bals, Victor 162273 MI, FL
Boote, Danielle 170173 MI, FL
Butts, William 1909928 MI, OH, IL, WI, FL
Cannon, Flo 1586300 MI
Cevallos, Lizzy 2007978 MI, OH, FL, IL
Counihan, Samantha 2087145 MI, OH, IL, WI, FL
David, Judah 1472600 MI, OH, IL, WI, FL
Duncan, Scott 1720237 MI, OH, IL, WI, FL
Ensley, Eric 1440179 FL
Gardon, Greg 917166 IL, MI, NC, OH, SC, TN, WI
Greene, Nicole 1678112 MI, OH, IL, WI, FL
Heiden, Amy 38723 GA, MI, OH, SC, TN
Holcomb, Daniel 1566666 MI, OH, IL, WI, FL
Holder, Andrew 1639704 MI, OH, IL, WI, FL
Marentette, Keri 962390 MI
Martin, Jodi L. 129586 MI, OH, IL, WI
Norman, Al 286247 FL, GA, IL, IA, MI, OH, PA, TN, WI
Oleksiak, Thomas. 1970761 FL, IL, IN, IA, MI, OH, SC, TN, WI
Prather, Amy 127932 MI, OH, IL, WI, FL
Saint, Collin 1314402 CO, FL, GA, IL, IN, MI, NC, OH, PA, WI
Samona, Sandra 1149770 MI, OH, IL, WI, FL
Schwalb, Shelby 1638758 MI, OH, IL, WI, FL
Strieter, John 871759 GA, IL, MI, OH, SC, WI
Thomas, David 1578597 MI, OH, IL, WI, FL
Thompson, Joshua 182278 MI
Walterhouse, Bruce 2355740 IL, MI, WI
Winstead, David 264967 MI, OH, IL, WI, FL
Young, Michael 406510 MI, OH, IL, WI, FL

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