Purchase Loans

Adjustable-Rate Mortgages

Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.

Purchase Loans

Asset Advantage

Use your assets to help qualify for a home loan.

Purchase Loans

Barndominiums

Financing a barndominium is easier than you think with Mortgage Center.

Purchase Loans

Best Score Family Helper Loan

Leverage a family member’s strong credit to help you qualify for better loan terms.

Purchase Loans

Conventional Mortgage Options

A flexible home loan with great rates and terms. Very popular for homebuyers.

Purchase Loans

Doctor Loan

Tailored mortgage program for doctors and medical professionals with flexible terms.

Purchase Loans

Fannie & Freddie Mac Fixed-Rate

Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.

Purchase Loans

FHA

Government-backed home loan with flexible credit guidelines and low down payment.

Purchase Loans

Hobby Farm Loan

Mortgage financing for homes with small-scale farming or hobby farm use.

Purchase Loans

Homeready® & Home Possible®

Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.

Purchase Loans

Home Renovation Loan

Purchase and renovate your home with one convenient mortgage solution.

Purchase Loans

Jumbo Mortgage

Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.

Purchase Loans

New Start Loan

Second-chance mortgage program for buyers rebuilding their financial future.

Purchase Loans

Non-Warrantable Condo

Mortgage solutions for condos that expand upon traditional lending guidelines.

Purchase Loans

One-Time Close Construction

Finance your build and permanent mortgage with one simple, streamlined construction loan.

Purchase Loans

PMI Saver Loan

Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.

Purchase Loans

Right Choice Loan

Low down payment financing for experienced buyers.

Purchase Loans

Veteran Loan

An exclusive VA home loan option for veterans, active-duty service members and eligible military families.

Purchase Loans

Zero Down Payment

Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.

Refinance Loans

FHA

Simplify your refinance with reduced paperwork.

Refinance Loans

Hobby Farm Loan

Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.

Refinance Loans

Max Cash-Out Refinance

Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.

Refinance Loans

Non-Warrantable Condo

Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.

Refinance Loans

One-Time Close Construction

This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.

Refinance Loans

PMI Saver Loan

Lower or eliminate PMI costs with our PMI Saver refinance option.

Refinance Loans

Right Choice Loan

Ideal for borrowers who would like expanded qualifying options.

Refinance Loans

Veteran Loan

Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.

Home Equity Loans

Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.

A Team That Puts You First

Mortgage Center is dedicated to the success of everyone we serve.

We’ve been delivering tailored mortgage solutions for over 35 years. Built for Credit Unions, focused on people.

Our vision is to work together to grow the Credit Union community.

Core Values

Act Today, Not Tomorrow

We act with urgency—for our partners, members, and each other. We move fast, adapt quickly, and hold ourselves accountable to deliver today, not tomorrow. Every action we take opens the door for more progress. That’s how we lead the CUSO industry—with passion, speed, and teamwork.

Build Trust Through Honest Communication

Kindness, honesty, and respect are the foundation of strong relationships. We lead with integrity—treating teammates, members, and partners with care. Trust allows us to challenge and support one another without blame, so we can learn, grow, and solve problems together. That’s how we get better—every day, as one team.

Build Partnerships

We’re selective with our partners—because they reflect who we are. Whether it’s team members, credit unions, or vendors, we choose those who align with our values. We lead with collaboration, not competition, building strong relationships rooted in shared urgency and service. The right fit matters—because great partnerships drive everything we do.

Dedicate Yourself to Serve

Every interaction is a chance to wow. Service isn’t just what we do—it’s who we are. We go above and beyond to create meaningful experiences that turn partners into passionate promoters.

Act with Humility and Kindness

Strong relationships start with humility and kindness. We lead with gratitude—never taking our teammates, members, or partners for granted. Success doesn’t happen alone. We serve with humble hearts, find joy in helping others, and treat people the way they want to be treated.

Drive and Embrace Change

Change is constant—and essential. We never settle for “good enough” because growth demands more. In a fast-moving company, staying adaptable and agile isn’t optional—it’s how we lead. Discomfort is natural, but we choose to embrace change, champion it, and drive it forward. The status quo has no place here.

Unlock your Potential

The future begins with what we do today. Growth comes from constant preparation and a passion for learning. We go beyond training—empowering teammates to reach their full potential, both personally and professionally. With the right support, people can achieve more than they ever imagined—at work, at home, and in life.

Invest in Our Communities

We care deeply about the communities we serve—because without them, we wouldn’t be here. We show our gratitude by giving back, creating opportunities for team members to volunteer and support those in need. Helping someone finance a home is good. Lending a hand when it matters most is even better.

Loan Officers

Jodi Martin

Executive Mortgage Loan Originator

View Jodi Martin

Amy Prather

Executive Mortgage Loan Originator

View Amy Prather

Samantha Counihan

Senior Mortgage Loan Originator

View Samantha Counihan

Nicole Ciresi

Mortgage Loan Originator

View Nicole Ciresi

Robbie Bakhit

Executive Mortgage Loan Originator

View Robbie Bakhit

Andrew Holder

Lending Manager

View Andrew Holder

Careers

Mortgage Loan Originator

Remote Worker – N/A

Mortgage CenterMortgage Loan OriginatorREMOTE (must be based out of Metro Detroit)

Would you like to be a part of a company that can offer competitive rates and products to help your clients achieve their dream of homeownership? In the Field Mortgage Loan Originator role,

You’ll be:

  • Originating mortgage loans with a focus on purchase money, guiding members through the process by determining the best mortgage products for their needs and financial circumstances.
  • Maintaining a robust network of referral sources, including realtors and builders, to drive your monthly volume.
  • Counseling members on mortgage options, explaining rates, terms, and programs tailored to their needs.
  • Interviewing loan applicants, prequalify files, and organize application packages to ensure timely processing and compliance with regulations.

You’ll have the opportunity to:

  • Leverage your sales and marketing skills to implement the credit union’s sales strategies and grow referral opportunities.
  • Assist members in achieving financial security by referring additional credit union products and resolving service complaints to maintain satisfaction.
  • Work independently in a fast-paced, highly regulated environment while collaborating with credit union employees and external partners.
  • Partner with credit unions to meet members face-to-face as well as over the phone, identifying opportunities to build strong business relationships.

You’ll have:

  • Experience: At least three (3) years of mortgage sales experience in the real estate community.
  • License/Certification: NMLS license required and must be maintained.
  • Knowledge of conventional loans, secondary market practices, and state/federal lending regulations.
  • Excellent, professional verbal and written communication skills.
  • Strong multi-tasking abilities and proficiency with Microsoft Outlook, Word, Excel, and PowerPoint.

Who We Are
We are Mortgage Center, a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you.

Growth Opportunities
We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person.

Our Advice
Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.


Investor Accountant

Remote Worker – N/A

  

Mortgage CenterInvestor AccountantSouthfield, MI (Remote)

Do you welcome challenges and finding solutions to unique situations? In the Investor Accountant role, 

You’ll be:

  • Reconciling GSE Custodial P&I and T&I accounts. Preparing reconciliations of general ledger and bank accounts, including balancing, research, and timely resolution of reconciling items.
  • Researching, resolving, and clearing GSE exceptions, including all hard and soft reject findings to resolution. 
  • Monitoring compliance with investor reporting and accounting, as well as generally accepted accounting principles and company procedures.
  • Facilitating audit requests by gathering, validating, and providing documentation for GSE and other Investor Internal and External audits as needed. 
  • Monitoring P&I Custodial accounts to ensure accurate processing of monthly advances, recoupments, and Investor remittance. Reports payoffs, loan modifications, and corrections to GSEs accurately and timely. 

You’ll have the opportunity to:

  • Cross-train and learn more than a just one accounting function.
  • Showcase your ingenuity to increase the quality and efficiency of accounting functions.
  • Solve problems by using your analytical and organizational skills to predict and resolve issues.
  • Collaborate with direct members of a team, as well as others within the organization.

You’ll have:

  • At least three (3) years of experience in investor accounting.
  • Bachelor’s degree in accounting, or equivalent experience.
  • Strong organizational skills aiding your ability to work effectively in a fast-paced, highly regulated, and deadline-driven environment.
  • Excellent communication skills, professional verbal and written communication skills.
  • Proficiency with Microsoft Outlook, Word, and Excel (pivot tables and v-lookups).

Who We Are 

We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you. 

Growth Opportunities

We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person. 

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

We are looking for motivated, talented team members with outstanding communication skills, a commitment to excellence, and a desire to embrace and deliver extraordinary member experiences. In return, we provide a motivating and inspiring work environment that allows personal and professional growth, while offering great benefits and freedom from micromanagement. Before applying, we strongly encourage you to read our Vision and Core Values. Since we live by them, you should be sure that you can fully support them.

Our Culture Guide isn’t just a list of words, it defines our actions. It outlines eight Core Values that sum up what we expect all of our team members:

  • Act with Humility & Kindness
  • Drive & Embrace Change
  • Invest in Our Communities
  • Build Partnerships
  • Unlock Your Potential
  • Build Trust Through Honest Communication
  • Dedicate Yourself to Serve
  • Act Today Not Tomorrow

Our managers give consistent feedback to ensure team members know what they’re doing well and where they have opportunities to improve. Managers make it a priority to get to know each team member, to develop individualized management strategies.

Our team members value the flexibility, remote work opportunities, and autonomy they find here at Mortgage Center. We value collaboration, so we offer opportunities to interact through daily team meetings and monthly company-wide meetings

Our managers build trust with our team members. With that trust comes a freedom to do your work in ways that bring the best results to the company. We work in an environment of speed and agility, not hesitating to change our course of action if we recognize an opportunity to improve what we do.

We’ve designed a benefits plan that gives our team members and their families options to choose the plans that work best for them. We constantly review our programs and benefit offerings, listening to the needs and desires of our team members, and adjusting as necessary.

We believe strongly in helping our team members save for the future. We offer four medical plans, each with a health savings account (HSA) associated. We keep our medical premiums low by paying for 75 – 80% of your medical premiums depending on the plan selected.

Mortgage Center offers a match on your 401k contributions. We match 100% up to 6% of your contributions.

We recognize the need to take time away from work to recharge, connect with friends and family, and reset throughout the year. Mortgage Center offers a generous paid time off (PTO) plan, giving team members up to 20 days off in the first full year of employment.

We want our team members to be with us long-term, which is why we make an investment in the continued growth and development of every team member so they can unlock their full potential. We promote from within wherever possible, so team members are encouraged to apply for open positions.

Mortgage Center hires for a wide range of positions and we want our team members to be able to thrive here. We pay team members fairly for their skills and experience, and we have some of the best compensated Mortgage Professionals in our industry!

In addition to paying our employees well throughout the year, we also pay an annual bonus to all employees, based on the company’s performance each year. Our compensation plan allows loan originators, processors, and closers to have limitless opportunities to receive commissions for closed loans.

Mortgage Center will be closed on Friday, July 3rd in observance of Independence Day. Members can access their account online to pay bills, get documents, and more by logging into their online account portal.

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