Purchase Loans

Adjustable-Rate Mortgages

Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.

Purchase Loans

Asset Advantage

Use your assets to help qualify for a home loan.

Purchase Loans

Barndominiums

Financing a barndominium is easier than you think with Mortgage Center.

Purchase Loans

Best Score Family Helper Loan

Leverage a family member’s strong credit to help you qualify for better loan terms.

Purchase Loans

Conventional Mortgage Options

A flexible home loan with great rates and terms. Very popular for homebuyers.

Purchase Loans

Doctor Loan

Tailored mortgage program for doctors and medical professionals with flexible terms.

Purchase Loans

Fannie & Freddie Mac Fixed-Rate

Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.

Purchase Loans

FHA

Government-backed home loan with flexible credit guidelines and low down payment.

Purchase Loans

Hobby Farm Loan

Mortgage financing for homes with small-scale farming or hobby farm use.

Purchase Loans

Homeready® & Home Possible®

Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.

Purchase Loans

Home Renovation Loan

Purchase and renovate your home with one convenient mortgage solution.

Purchase Loans

Jumbo Mortgage

Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.

Purchase Loans

New Start Loan

Second-chance mortgage program for buyers rebuilding their financial future.

Purchase Loans

Non-Warrantable Condo

Mortgage solutions for condos that expand upon traditional lending guidelines.

Purchase Loans

One-Time Close Construction

Finance your build and permanent mortgage with one simple, streamlined construction loan.

Purchase Loans

PMI Saver Loan

Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.

Purchase Loans

Right Choice Loan

Low down payment financing for experienced buyers.

Purchase Loans

Veteran Loan

An exclusive VA home loan option for veterans, active-duty service members and eligible military families.

Purchase Loans

Zero Down Payment

Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.

Refinance Loans

FHA

Simplify your refinance with reduced paperwork.

Refinance Loans

Hobby Farm Loan

Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.

Refinance Loans

Max Cash-Out Refinance

Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.

Refinance Loans

Non-Warrantable Condo

Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.

Refinance Loans

One-Time Close Construction

This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.

Refinance Loans

PMI Saver Loan

Lower or eliminate PMI costs with our PMI Saver refinance option.

Refinance Loans

Right Choice Loan

Ideal for borrowers who would like expanded qualifying options.

Refinance Loans

Veteran Loan

Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.

Home Equity Loans

Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.

A Team That Puts You First

Mortgage Center is dedicated to the success of everyone we serve.

We’ve been delivering tailored mortgage solutions for over 35 years. Built for Credit Unions, focused on people.

Our vision is to work together to grow the Credit Union community.

Core Values

Act Today, Not Tomorrow

We act with urgency—for our partners, members, and each other. We move fast, adapt quickly, and hold ourselves accountable to deliver today, not tomorrow. Every action we take opens the door for more progress. That’s how we lead the CUSO industry—with passion, speed, and teamwork.

Build Trust Through Honest Communication

Kindness, honesty, and respect are the foundation of strong relationships. We lead with integrity—treating teammates, members, and partners with care. Trust allows us to challenge and support one another without blame, so we can learn, grow, and solve problems together. That’s how we get better—every day, as one team.

Build Partnerships

We’re selective with our partners—because they reflect who we are. Whether it’s team members, credit unions, or vendors, we choose those who align with our values. We lead with collaboration, not competition, building strong relationships rooted in shared urgency and service. The right fit matters—because great partnerships drive everything we do.

Dedicate Yourself to Serve

Every interaction is a chance to wow. Service isn’t just what we do—it’s who we are. We go above and beyond to create meaningful experiences that turn partners into passionate promoters.

Act with Humility and Kindness

Strong relationships start with humility and kindness. We lead with gratitude—never taking our teammates, members, or partners for granted. Success doesn’t happen alone. We serve with humble hearts, find joy in helping others, and treat people the way they want to be treated.

Drive and Embrace Change

Change is constant—and essential. We never settle for “good enough” because growth demands more. In a fast-moving company, staying adaptable and agile isn’t optional—it’s how we lead. Discomfort is natural, but we choose to embrace change, champion it, and drive it forward. The status quo has no place here.

Unlock your Potential

The future begins with what we do today. Growth comes from constant preparation and a passion for learning. We go beyond training—empowering teammates to reach their full potential, both personally and professionally. With the right support, people can achieve more than they ever imagined—at work, at home, and in life.

Invest in Our Communities

We care deeply about the communities we serve—because without them, we wouldn’t be here. We show our gratitude by giving back, creating opportunities for team members to volunteer and support those in need. Helping someone finance a home is good. Lending a hand when it matters most is even better.

Loan Officers

Jodi Martin

Executive Mortgage Loan Originator

View Jodi Martin

Amy Prather

Executive Mortgage Loan Originator

View Amy Prather

Samantha Counihan

Senior Mortgage Loan Originator

View Samantha Counihan

Danielle Boote

Senior Lending Manager

View Danielle Boote

Nicole Ciresi

Mortgage Loan Originator

View Nicole Ciresi

Robbie Bakhit

Executive Mortgage Loan Originator

View Robbie Bakhit

Careers

   

Founder’s Club Virtual Loan Originator
Fully Remote Ideally Michigan Based
Proprietary High-Intent Leads 

At Mortgage Center, we don’t do “business as usual.” We’re a credit union–owned lender that believes trust, transparency, and people-first service still win. Our new Founder’s Club tier is reserved for elite producers who want enterprise-level support, unique products their competitors can’t match, and top-of-market compensation —without giving up the flexibility of working from home. As a Founder’s Club Virtual Loan Originator, 

You’ll be:

  • Converting warm, data-driven leads generated by our proprietary AI engine (no inbound credit union call queues) while continuing to grow your self-sourced book. 
  • Funding 100 + units per year and positioning borrowers for long-term success instead of one-and-done transactions. 
  • Leveraging full-service support—processors, underwriters, closers, and marketing—so you spend your day selling, not chasing conditions. 
  • Collaborating with a 100 % remote team that values accountability over micromanagement and celebrates wins on Teams huddles and quarterly meetups. 
  • Staying razor-sharp on guidelines and market shifts—we arm you with live training and compliance resources. 

You’ll have the opportunity to:

  • Potential for unlimited earnings on every closed loan. 
  • Work a flexible schedule during core business hours—no nights or weekends required. 
  • Tap best-in-class tech: LOS, Salesforce CRM, Five9 dialer, robust pricing/eligibility, and company-provided laptop + dual monitors + VOIP headset. 
  • Sell exclusive programs your competitors can’t touch, including: PMI Saver – up to 90 % LTV with no mortgage insurance requirement.  Doctor Loan – low or zero down financing for MDs, DDS, PharmDs, and other medical professionals. Maximum Cash-Out Refi 95% – reach higher LTVs than standard agency caps, perfect for equity-rich clients.  
  • Enjoy 4 full weeks of paid time off plus paid holidays—because top producers need recovery time too. 
  • Participate in a culture that actually invests in you: virtual events, occasional in-person summits, and limitless upward mobility. 

You’ll have:

  • 5+ years of high-volume mortgage sales in a call center or remote environment. 
  • Documented track record of = 100 funded units annually (purchase, refi, or mix). 
  • Active NMLS licenses in multiple Mortgage Center states (Michigan residence preferred; company pays licensing & CE). 
  • Deep knowledge of conventional lending; mastery of FHA/VA/Jumbo/non-QM a plus. 
  • Clean background check and stellar written/verbal communication skills. 

Who We Are and Why Join Us

We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you. Additionally, we offer a 401(k) match: 100 % on the first 6 %. We pay 80% of medical premiums for our employees and continuous training for career paths.

Growth Opportunities

We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person. 

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

Read More
Marketing Coordinator

Remote Worker – N/A

  

Marketing Coordinator
Southfield, MI (Hybrid) 

Do you thrive on keeping projects organized, timelines on track, and marketing campaigns running smoothly? In the Marketing Coordinator role at Mortgage Center, you’ll be the operational backbone of our marketing team—ensuring everything from campaign calendars to partner toolkits is executed with precision and excellence.

  

You’ll be responsible for:

  • Managing the master calendar of marketing campaigns, programs, and deliverables.
  • Coordinating project workflows with internal team members and stakeholders.
  • Leading weekly marketing check-ins and following up on assigned tasks.
  • Tracking Credit Union partner toolkit delivery and engagement.
  • Assisting in the preparation of marketing reports and performance dashboards.
  • Supporting logistics for internal and partner events as well as internal marketing initiatives and communications.  

You’ll have the opportunity to:

  • Collaborate with a creative and driven marketing team.
  • Play a key role in both Direct-to-Consumer and Credit Union Partner marketing programs.
  • Contribute to the growth and engagement of our brand and partner relationships.
  • Help shape and improve marketing operations and processes.

  You’ll have:

  • A Bachelor’s  degree in Marketing, Communications, or a related field—or equivalent experience.
  • At least 2 years of experience in marketing operations, project coordination, or project management.
  • Strong organizational and multitasking skills, high attention to detail and a passion for quality assurance.
  • Proficiency in Microsoft Office and project management tools (e.g., Monday.com).
  • Excellent professional communication skills.
  • Experience in mortgage, credit union marketing, or financial services is a plus!

  

Who We Are

 We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves, and have been doing so since 1990. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you! 

  

Growth Opportunities

We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person. 

  

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

Read More

Customer Service Representative (Call Center)Southfield, MI (Hybrid Remote)Work hours from 10a-6pPay rate ranges from $18/hr.-$20/hr.

Do you have a passion for providing world class customer service? Are you well-spoken, with fantastic phone etiquette? Do you want to contribute to a growing team? Do you have at least one year of office and customer service experience?

If you answered “YES!” to all these questions, the Member Service Representative role at Mortgage Center may be a great fit for you! We’re looking for individuals with first class customer service skills who are looking for growth and change. In the role,

You’ll be:

  • Responsible for answering inbound phone calls and responding to emails, faxes, and other written requests from members and credit unions.
  • Responding to inquiries by clarifying desired information; researching, locating, and providing information.
  • Resolving problems by clarifying issues, researching, and exploring answers and alternative solutions, implementing solutions, and escalating unresolved problems.

You’ll have the opportunity to:

  • Provide a strong focus on quality, accuracy, and excellent member service.
  • Increase your knowledge of the mortgage industry through training opportunities.

You’ll have:

  • Great customer service skills with at least 1 year of experience in a call center or office environment.
  • Excellent organizational skills and time management skills.
  • Critical thinking skills with the ability to work effectively in a fast-paced, highly regulated, and deadline-driven environment.
  • Excellent professional verbal and written communication skills.
  • Proficiency in Microsoft Outlook, Word, and Excel with an eagerness to master new systems

Who We Are

We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you!

Growth Opportunities

If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person.

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

Read More

We are looking for motivated, talented team members with outstanding communication skills, a commitment to excellence, and a desire to embrace and deliver extraordinary member experiences. In return, we provide a motivating and inspiring work environment that allows personal and professional growth, while offering great benefits and freedom from micromanagement. Before applying, we strongly encourage you to read our Vision and Core Values. Since we live by them, you should be sure that you can fully support them.

Our Culture Guide isn’t just a list of words, it defines our actions. It outlines eight Core Values that sum up what we expect all of our team members:

  • Act with Humility & Kindness
  • Drive & Embrace Change
  • Invest in Our Communities
  • Build Partnerships
  • Unlock Your Potential
  • Build Trust Through Honest Communication
  • Dedicate Yourself to Serve
  • Act Today Not Tomorrow

Our managers give consistent feedback to ensure team members know what they’re doing well and where they have opportunities to improve. Managers make it a priority to get to know each team member, to develop individualized management strategies.

Our team members value the flexibility, remote work opportunities, and autonomy they find here at Mortgage Center. We value collaboration, so we offer opportunities to interact through daily team meetings and monthly company-wide meetings

Our managers build trust with our team members. With that trust comes a freedom to do your work in ways that bring the best results to the company. We work in an environment of speed and agility, not hesitating to change our course of action if we recognize an opportunity to improve what we do.

We’ve designed a benefits plan that gives our team members and their families options to choose the plans that work best for them. We constantly review our programs and benefit offerings, listening to the needs and desires of our team members, and adjusting as necessary.

We believe strongly in helping our team members save for the future. We offer two medical plans, each with a health savings account (HSA) associated. We keep our medical premiums low by paying for 82% of your medical premiums.

Mortgage Center offers a match on your 401k contributions. We match 100% of the first 2% you contribute, then an additional 50% for every 1% you contribute, up to 6%.

We recognize the need to take time away from work to recharge, connect with friends and family, and reset throughout the year. Mortgage Center offers a generous paid time off (PTO) plan, giving team members up to 20 days off in the first full year of employment.

We want our team members to be with us long-term, which is why we make an investment in the continued growth and development of every team member so they can unlock their full potential. We promote from within wherever possible, so team members are encouraged to apply for open positions.

Mortgage Center hires for a wide range of positions and we want our team members to be able to thrive here. We pay team members fairly for their skills and experience, and we have some of the best compensated Mortgage Professionals in our industry!

In addition to paying our employees well throughout the year, we also pay an annual bonus to all employees, based on the company’s performance each year. Our compensation plan allows loan originators, processors, and closers to have limitless opportunities to receive commissions for closed loans.

Pardon our dust. We’re improving your web experience. If you run into any issues, give us a call during business hours.

X