Purchasing A Home What are the benefits of owning a house? What are the advantages over renting? Can I get advice from a loan originator even if I’m not ready to apply just yet? Home buying negotiation tips – How to avoid over paying I’m thinking about buying a foreclosed home. Are there any special items to consider? What is a buyer’s agent / broker? Should I try to buy on my own or should I use an agent? I’ve heard about getting a Pre-Qualification, but what’s the advantage if I haven’t even started looking for a house yet? Are there any programs for members with lower down payments? Is now the time to buy? Do I need to find a home before I apply? Other Categories Refinancing Your Home Get answers to your questions about refinancing your home. Get Answers The Mortgage Process Learn everything you need to know about the mortgage process. Get Answers Go to main navigation