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As an active military person or veteran you’ve earned all the perks a VA loan has to offer. Gain the freedom of not making a down payment. Plus, you’ll save money by avoiding the extra cost of mortgage insurance.
These benefits combined with our low fixed rates and flexible credit and income requirements give you everything you need to make your refinance hassle-free.
Go to main navigationGetting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at .
A VA refinance loan comes through the Department of Veterans Affairs (VA) and allows homeowners to use the equity they've earned from their homes and turn it into cash. You can use a VA refinance loan to help pay off high-interest credit card debt, pursue schooling, make home improvements, or pay off liens.
Additionally, veterans may be able to get an interest rate reduction refinance loan (IRRRL) to attain a lower interest rate.
Any loan from the VA offers several benefits, including:
VA refinance loan requirements dictate that the borrower be a member of one of these groups:
You or the service member must have been discharged honorably and met any requirements for length of service. Occupancy also must be certified for the property.
To see if you qualify for a VA refinance loan, you must request a Certificate of Eligibility (COE) to show the lender. You'll also have to meet your lender's credit and income requirements.
If you're interested in pursuing a VA refinance loan, Mortgage Center is here to help. Our exclusive loan products allow us to provide high-quality service and low VA refinance rates. Our team will service the mortgage for the life of your loan.
We have been serving our community mortgage borrowers and credit union members since 1990. Mortgage Center has a team of over 100 mortgage experts prepared to help you with your VA refinance loan.
Other benefits of working with Mortgage Center include:
Mortgage Center cares — and we'll work to help you get the VA refinance you need.
Mortgage Center is proud to help current and former service members and their spouses secure the loan products they need. With our high-quality services and well-trained team members, we can help you throughout the process. Contact us to learn more or apply for a VA refinance today!
