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An FHA Loan is the perfect choice for those who need flexible credit requirements. By allowing you to put less money down than a conventional loan, you can refinance your home even sooner!
FHA loans also give you more financial help than many traditional loans. Friends and family are able to help contribute to your down payment, so you can save money right from the beginning.
Go to main navigationGetting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at .
If you're considering refinancing your home, an FHA refinance may be the right choice for you. Refinancing your home can make it possible for you to increase your cash flow or decrease the time until your loan is paid off.
If you need flexible credit requirements, this type of loan can help you reach your goals.
With an FHA home refinance, you'll be able to take advantage of:
An FHA home refinance has fewer qualification standards, which gives more individuals the opportunity to apply and obtain a loan. With most other loans, you'd need a credit score of at least 650. However, with this loan, even those with low credit scores may be approved.
You'll need proof that you've been consistently employed, have enough income to pay for the mortgage, and were able to pay off debts in the past. As with all other types of loans, you also must meet a few minimum qualifications:
Here at Mortgage Center, we've been meeting the needs of our community since 1990. We have a team of mortgage experts ready to help you obtain exclusive loan products and lower rates.
When you work with us, you'll be getting more than just a loan — we're dedicated to building strong relationships with our borrowers and servicing all mortgages for the life of the loan.
Interested in learning more about our FHA home refinance rates? We've designed our online application to be as simple as possible. Fill out our form or give us a call at 800-353-4449 to get your application started today.
