Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.
Financing for the Condo Other Lenders Won’t Touch—But You Can’t Wait to Call Home.
Just because your condo doesn’t check all the Fannie/Freddie boxes doesn’t mean it’s not a great investment.
What Is a Non-Warrantable Condo?
Our Non-Warrantable Condo Loan is designed for buyers purchasing unique or ineligible condo units that don’t qualify for traditional financing. If your dream home isn’t “warrantable,” don’t worry—we’ve got the loan for that.
A non-warrantable condo is a property that doesn’t meet conventional loan guidelines set by Fannie Mae or Freddie Mac. That could be due to things like:
High investor ownership in the complex
Ongoing litigation involving the HOA
Incomplete or recently converted developments
HOA’s financial condition or reserve fund requirements
Short-term rental or Airbnb restrictions
Some lenders won’t budge on these guidelines—but we look at the full picture.
Why Choose Our Non-Warrantable Condo Loan?
Financing for Complex Condo Scenarios
We understand the nuances and have solutions that make non-warrantable possible.
Flexible Underwriting Guidelines
Our portfolio approach gives you options beyond Fannie/Freddie’s restrictions.
Great for Primary, Second Homes, or Investment Properties
Buying a beach condo, a ski retreat, or a city rental? This loan can work for you.
Avoid the Runaround
Many lenders walk away at the word “non-warrantable”—we lean in and walk you through it.
Real People Who Know How to Get It Done
You’ll work with experts who know what questions to ask and how to close fast.
Who’s a Good Fit for This Loan?
Buyers purchasing a condo flagged as non-warrantable
Investors or second-home buyers
Borrowers who’ve been denied by traditional lenders
Buyers who love the condo—even if the guidelines don’t
Just Because It’s Non-Warrantable Doesn’t Mean It’s Impossible.
If the condo is right—we’ll help you make the financing work. Let’s talk through your options and get you to closing with confidence.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
Whether you’re looking to manage your budget or want to figure out if you should buy or rent your next place, Mortgage Center has you covered. Check out our wide variety of calculators that can help you make the best financial decisions for your future.
Other Home Loans We Offer
Fannie Mae & Freddie Mac Fixed-Rate Loans
Your go-to option for long-term stability with predictable monthly payments.
The whole team I worked with were amazing. They were always there to answer any questions I had. The process was smooth and quick.
L. Oleston, Credit Union Member
The service was excellent. All the people involved were very supportive, professional and diligent. I did not consider credit union initially, but David Thomas was so convincing in his first call to me. I am so glad that I decided to go through the process with Mortgage Center!
A. Houenagnon, Credit Union Member
Mortgage Center helped me get my first house! My MLO was super friendly and knowledgeable, and our closers were very helpful as well.
Madi W., Credit Union Member
We have worked with Mortgage Center for many years and for many different things. They are always on top of everything and do such an amazing job making sure you are satisfied with your loan. I would recommend them to anyone.
Joshua E., Credit Union Member
I’ve done two HELOCs previous to this it was the smoothest, most efficient, no anxiety process I’ve ever gone through. Kudos to ALL of you for your exemplary dedication to your job and your customer. Thank you all!
P. Duren, Credit Union Member
Our experience with the Mortgage Center was fantastic. The entire process from filling out the application to close went very smoothly and was so easy. Our team worked very hard to make the process as stress free and quick as possible. They were all very knowledgeable and kept us informed from start to close. I would absolutely recommend them!!
Mario G., Credit Union Member
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L. Oleston, Credit Union Member
