Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.
Private Mortgage Insurance (PMI) can add up fast—especially when you’re putting less than 20% down.
What Is PMI Saver?
Our PMI Saver loan helps reduce or eliminate that extra cost, so you can keep your monthly payment lower without having to increase your down payment.
PMI Saver is a special mortgage option designed to help qualified buyers avoid or significantly reduce monthly private mortgage insurance, even if they don’t have 20% down. It’s a smart way to make homeownership more affordable—without compromising flexibility or financial freedom.
Why Choose PMI Saver?
Lower Monthly Payment
Skip the PMI and save hundreds per year in unnecessary costs.
Keep More Cash in Your Pocket
Avoid needing a 20% down payment while still securing a competitive rate and reduced expenses.
Works With Conventional Loans
Get all the flexibility of a conventional loan—with fewer added fees.
Ideal for Strong Borrowers
Have good credit and stable income? You may qualify for reduced or eliminated PMI without needing a bigger down payment.
Maximize Your Buying Power
With lower monthly costs, you may qualify for more home—without overextending your budget.
Who’s a Good Fit for PMI Saver?
Buyers with strong credit who want to minimize monthly expenses
Borrowers putting less than 20% down
Homeowners looking to refinance and eliminate PMI
Buyers who want conventional loan benefits without the full PMI burden
Smarter Financing Starts Here.
You worked hard to get your finances in shape—PMI Saver rewards that by keeping your mortgage costs lean. Let’s see if you qualify.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
Whether you’re looking to manage your budget or want to figure out if you should buy or rent your next place, Mortgage Center has you covered. Check out our wide variety of calculators that can help you make the best financial decisions for your future.
Heads up: Some of our loan products may not be available in your state. Want to know what’s available for you? Just reach out—we’re happy to help!
Other Loan Options
Fannie Mae & Freddie Mac Fixed-Rate Loans
Your go-to option for long-term stability with predictable monthly payments.
Our experience with the Mortgage Center was fantastic. The entire process from filling out the application to close went very smoothly and was so easy. Our team worked very hard to make the process as stress free and quick as possible. They were all very knowledgeable and kept us informed from start to close. I would absolutely recommend them!!
Mario G., Credit Union Member
I’ve done two HELOCs previous to this it was the smoothest, most efficient, no anxiety process I’ve ever gone through. Kudos to ALL of you for your exemplary dedication to your job and your customer. Thank you all!
P. Duren, Credit Union Member
We have worked with Mortgage Center for many years and for many different things. They are always on top of everything and do such an amazing job making sure you are satisfied with your loan. I would recommend them to anyone.
Joshua E., Credit Union Member
The service was excellent. All the people involved were very supportive, professional and diligent. I did not consider credit union initially, but David Thomas was so convincing in his first call to me. I am so glad that I decided to go through the process with Mortgage Center!
A. Houenagnon, Credit Union Member
The whole team I worked with were amazing. They were always there to answer any questions I had. The process was smooth and quick.
L. Oleston, Credit Union Member
Mortgage Center helped me get my first house! My MLO was super friendly and knowledgeable, and our closers were very helpful as well.
Madi W., Credit Union Member
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Mario G., Credit Union Member
