Trying to time the housing market, and find the "perfect" time to purchase or refinance your home, is a game that few people win. Instead, if you've been on the fence about whether rates have fallen enough to make homeownership a smart decision, read on to see how lower interest rates can often raise housing costs. 

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With mortgage interest rates still hovering well above the 3% range we were seeing just a few years ago, homeowners might not have refinancing their mortgage at the top of their mind. For those who are carrying a bit more high interest unsecured debt than they’d like to, however, a cash-out refinance might still be a good option to lower your monthly payments and give you a bit more breathing room. 

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Ever wondered what makes a credit union different than a bank? It's actually very simple - Banks are owned by shareholders, credit unions are owned by you. Because they operate as nonprofit organizations, credit unions can offer a lot of advantages over traditional banks! Click below to read more about how credit unions serve you better, while saving you money at the same time.

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Don't let the holidays be a source of stress! Get tips here for setting a budget and reducing your holiday expenses, as well on information on how to consolidate your high interest debt with a home equity or refinance loan

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Wondering when mortgage rates are going to stop rising Or maybe even come down a bit? Learn about several different economic indicators you can monitor to give clues as to where rates are going, and see what the experts predict for 2024. 

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One of the most common home renovation projects is a kitchen remodel. Learn how to prepare and what to expect.

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Home equity loans, home equity lines of credit (HELOCs), and cash-out refinances are all great options, but which is right for you? Before you make your decision it’s important to fully understand the pros and cons of each.

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Refinancing is a great way to save money on your mortgage, pay it off sooner, and much more. Discover why you should refinance, when the right the time to do it is, and calculate your payment to ensure you’re making the right decision.

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Appraisals are an important part of the mortgage process. They determine the value of your home in the current market and can affect the amount a lender issues you on your loan.

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