Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.
Use your assets to help qualify for a home loan.
Financing a barndominium is easier than you think with Mortgage Center.
Leverage a family member’s strong credit to help you qualify for better loan terms.
A flexible home loan with great rates and terms. Very popular for homebuyers.
Tailored mortgage program for doctors and medical professionals with flexible terms.
Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.
Government-backed home loan with flexible credit guidelines and low down payment.
Mortgage financing for homes with small-scale farming or hobby farm use.
Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.
Purchase and renovate your home with one convenient mortgage solution.
Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.
Second-chance mortgage program for buyers rebuilding their financial future.
Mortgage solutions for condos that expand upon traditional lending guidelines.
Finance your build and permanent mortgage with one simple, streamlined construction loan.
Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.
Low down payment financing for experienced buyers.
An exclusive VA home loan option for veterans, active-duty service members and eligible military families.
Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.
Simplify your refinance with reduced paperwork.
Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.
Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.
Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.
This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.
Lower or eliminate PMI costs with our PMI Saver refinance option.
Ideal for borrowers who would like expanded qualifying options.
Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.
Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.
Use the equity you’ve built up in your home to your advantage.
Home equity loans are a great way to take advantage of the equity you have built up in your home. You can use this equity to make home improvements, consolidate debt, or make a large purchase such as a vacation home.
Home equity loans have a fixed interest rate, so you can rely on a steady payment month to month. Plus, our low rates and fees save you even more money!
A home equity loan is a loan secured by leveraging the equity that’s available in your home and is sometimes referred to as a second mortgage. Your home’s equity is the difference between its appraised market value and your mortgage balance. For example, if your home is valued at $300,000 and you owe $100,000 on your mortgage, your home equity would be $200,000.
Taking out a home equity loan can be helpful when you need a large sum of money for home renovations, a large purchase or any other purpose. It offers benefits like:
Please note that the interest rates and fees shown here are based on a $20,000 loan amount with an LTV <= 75% (detached and warrantable attached condo) for a primary residence in the city of Southfield, Michigan. These rates are only available for loans that are subordinate to a 1st mortgage. The actual interest rates and fees available will be based on actual credit history and may be different than the rates and fees displayed here. The interest rates, APRs, and points are based upon the time of creation for this rate sheet and vary depending on the specific credit terms and property analysis.
The interest rates, APRs and points shown may change throughout the day due to varying market conditions. Rates effective as of June 5, 2025. Rates are subject to change. To get more accurate and personalized results, please call 800-353-4449 to talk with a loan expert.
