Purchase Loans

Adjustable-Rate Mortgages

Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.

Purchase Loans

Asset Advantage

Use your assets to help qualify for a home loan.

Purchase Loans

Barndominiums

Financing a barndominium is easier than you think with Mortgage Center.

Purchase Loans

Best Score Family Helper Loan

Leverage a family member’s strong credit to help you qualify for better loan terms.

Purchase Loans

Conventional Mortgage Options

A flexible home loan with great rates and terms. Very popular for homebuyers.

Purchase Loans

Doctor Loan

Tailored mortgage program for doctors and medical professionals with flexible terms.

Purchase Loans

Fannie & Freddie Mac Fixed-Rate

Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.

Purchase Loans

FHA

Government-backed home loan with flexible credit guidelines and low down payment.

Purchase Loans

Hobby Farm Loan

Mortgage financing for homes with small-scale farming or hobby farm use.

Purchase Loans

Homeready® & Home Possible®

Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.

Purchase Loans

Home Renovation Loan

Purchase and renovate your home with one convenient mortgage solution.

Purchase Loans

Jumbo Mortgage

Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.

Purchase Loans

New Start Loan

Second-chance mortgage program for buyers rebuilding their financial future.

Purchase Loans

Non-Warrantable Condo

Mortgage solutions for condos that expand upon traditional lending guidelines.

Purchase Loans

One-Time Close Construction

Finance your build and permanent mortgage with one simple, streamlined construction loan.

Purchase Loans

PMI Saver Loan

Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.

Purchase Loans

Right Choice Loan

Low down payment financing for experienced buyers.

Purchase Loans

Veteran Loan

An exclusive VA home loan option for veterans, active-duty service members and eligible military families.

Purchase Loans

Zero Down Payment

Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.

Refinance Loans

FHA

Simplify your refinance with reduced paperwork.

Refinance Loans

Hobby Farm Loan

Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.

Refinance Loans

Max Cash-Out Refinance

Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.

Refinance Loans

Non-Warrantable Condo

Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.

Refinance Loans

One-Time Close Construction

This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.

Refinance Loans

PMI Saver Loan

Lower or eliminate PMI costs with our PMI Saver refinance option.

Refinance Loans

Right Choice Loan

Ideal for borrowers who would like expanded qualifying options.

Refinance Loans

Veteran Loan

Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.

Home Equity Loans

Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.

Category:

Home Maintenance

Home Buying
Posted on April 9, 2024

4 Reasons Credit Unions Are Better Than Banks

There’s a lot to love about credit unions! As a CUSO, or Credit Union Service Organization, we’re owned by credit unions and we’ll admit our opinion is a tiny bit biased. We really think the facts back up this opinion, though! Check out this list of 4 great benefits that credit unions offer over a […]
By Kyle Lyons
Home Maintenance
Posted on December 29, 2023

Tips For Keeping Up With Regular Home Maintenance

Most homeowners understand the importance of performing regular maintenance to their house, but sometimes the reasons for doing it can feel a bit abstract. I know it can start to feel like an endless series of chores and expensive repairs, so don’t feel too bad if you’ve put off a few tasks over the years! […]
By Mortgage Center
Home Equity
Posted on December 28, 2023

How to Prepare for Unexpected Home Repairs

Virtually everyone who has lived in an apartment, and then purchased a home, has had this experience: You’re hanging out in your new house, everything is going great, and then something expensive breaks. Maybe your HVAC unit died, or your hot water heater sprung a leak, and your initial thought was “Okay, guess I’d better […]
By Andrew
Home Buying
Posted on October 5, 2023

When MIGHT mortgage rates start to go down?

Ah, the million-dollar question – “When will mortgage rates go down?” If only I had a crystal ball to answer that. (And hey, if you’ve got one, send it my way.) While I can’t predict the future, what I can offer are some insights. Think of it as your toolkit to be ready for action. 1. Economy […]
By Dani
Home Buying
Posted on June 15, 2022

What is an ARM Loan?

You may have noticed a resurgence in the popularity of Adjustable-Rate Mortgage (ARM) loans recently. They’re a great option for members to save on their monthly payments, especially in a rising rate environment. Whether it’s a good option for you depends on what you’re looking to achieve with your next home loan. How do ARMs […]
By Mortgage Center
Home Buying
Posted on April 28, 2022

5 Things to Know About Financing a Fixer-Upper

If you’re looking to buy a home, you have several options. Popular choices are move-in-ready homes and fixer-upper homes. With a move-in-ready home, you can move in right away without making major renovations. On the other hand, a fixer-upper generally requires some major renovations before you can move in. Both options have pros and cons, […]
By Mortgage Center
Home Buying
Posted on April 26, 2022

Beginners Guide to Kitchen Renovation Projects

One of the most common home renovation projects is a kitchen remodel. The kitchen is the heart of the home — where you prepare delicious meals and gather with loved ones. If you’ve been living in your home for a while or you’ve recently purchased a home, you may want to remodel your kitchen. Remodeling […]
By Mortgage Center
Home Maintenance
Posted on May 20, 2020

How Much Does a Home Remodel Really Cost?

Remodeling your home can be exciting, expensive, but oh so fulfilling. Maybe you’ve been dreaming of an updated kitchen in the house you want to buy, or new tile and fixtures for the bathroom in your current home. You might be wondering “but how much does it really cost to remodel my home?”, especially if you’re considering tapping […]
By Mortgage Center