Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.
Use your assets to help qualify for a home loan.
Financing a barndominium is easier than you think with Mortgage Center.
Leverage a family member’s strong credit to help you qualify for better loan terms.
A flexible home loan with great rates and terms. Very popular for homebuyers.
Tailored mortgage program for doctors and medical professionals with flexible terms.
Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.
Government-backed home loan with flexible credit guidelines and low down payment.
Mortgage financing for homes with small-scale farming or hobby farm use.
Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.
Purchase and renovate your home with one convenient mortgage solution.
Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.
Second-chance mortgage program for buyers rebuilding their financial future.
Mortgage solutions for condos that expand upon traditional lending guidelines.
Finance your build and permanent mortgage with one simple, streamlined construction loan.
Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.
Low down payment financing for experienced buyers.
An exclusive VA home loan option for veterans, active-duty service members and eligible military families.
Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.
Simplify your refinance with reduced paperwork.
Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.
Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.
Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.
This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.
Lower or eliminate PMI costs with our PMI Saver refinance option.
Ideal for borrowers who would like expanded qualifying options.
Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.
Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.
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Important Notice About Your Personal Information
At Mortgage Center we want you to know that the privacy and confidentiality of your personal information is a top priority. We are required by law to provide you with this notice in order to inform and explain to you how we collect, use, and safeguard your personal financial information. If you have any questions about this disclosure or what it says, please contact a Member Service Representative at 1-800-454-0356.
FACTS
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mortgage Center, L.C. chooses to share; and whether you can limit this sharing.
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO
For our marketing purposes—to offer our products and services to you
Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO
For joint marketing with other financial companies—
Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share
For our affiliates’ everyday business purposes—information about your transactions and experiences
Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO
For our affiliates’ everyday business purposes—information about your creditworthiness
Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share
For nonaffiliates to market to you—to offer our products and services to you
Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include nonfinancial companies such as Mortgage Center Title, L.L.C.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Mortgage Center, L.C. does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Mortgage Center, L.C. doesn’t jointly market.
