Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.
Designed for Doctors. Built for the Way You Borrow.
What Is the Doctor Loan?
The Doctor Loan is an exclusive mortgage program for medical professionals, designed to offer low or no down payment options, no private mortgage insurance (PMI), and flexible debt-to-income ratios—without punishing you for student loans or residency status.
Your career took years of study, sacrifice, and student loans—we get it. That’s why we created the Doctor Loan: a mortgage solution built specifically for medical professionals who are ready to buy a home but don’t want their student debt holding them back
Why Choose the Doctor Loan?
Low or No Down Payment Options
Get into your home faster without draining your savings—because we know your path to earning looks different.
No PMI Required
Even with less than 20% down, you won’t pay private mortgage insurance. That’s money saved every single month.
Student Loan Flexibility
We understand your student loans are an investment in your future—not a dealbreaker. Our underwriting takes that into account.
Great for Residents, Fellows, and Practicing Doctors
Whether you’re just starting your career or already practicing, we have loan options to meet you where you are.
Exclusive to Medical Professionals
This isn’t just a perk—it’s a smart, strategic lending tool made for your profession.
Who’s Eligible for the Doctor Loan?
Licensed physicians (MD, DO, DC, OD)
Dentists (DDS, DMD)
Veterinarians (DVM)
Nurses (APRN, NP, RN, CRNA)
Other Doctoral Professions (DC, OD)
Residents and fellows with proof of employment
Other qualifying healthcare professionals are also eligible, ask about your profession!
A Smarter Loan for Those Who’ve Earned It.
The Doctor Loan gives you the freedom to buy on your timeline—without being penalized for how you got here. Let’s find the right path forward, together.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
At Mortgage Center LLC, we offer some of the best rates in the industry. Our transparent pricing and expert guidance ensure you get the right loan for your needs—without the surprises.
Whether you’re looking to manage your budget or want to figure out if you should buy or rent your next place, Mortgage Center has you covered. Check out our wide variety of calculators that can help you make the best financial decisions for your future.
Other Home Loans We Offer
Fannie Mae & Freddie Mac Fixed-Rate Loans
Your go-to option for long-term stability with predictable monthly payments.
Mortgage Center helped me get my first house! My MLO was super friendly and knowledgeable, and our closers were very helpful as well.
Madi W., Credit Union Member
We have worked with Mortgage Center for many years and for many different things. They are always on top of everything and do such an amazing job making sure you are satisfied with your loan. I would recommend them to anyone.
Joshua E., Credit Union Member
Our experience with the Mortgage Center was fantastic. The entire process from filling out the application to close went very smoothly and was so easy. Our team worked very hard to make the process as stress free and quick as possible. They were all very knowledgeable and kept us informed from start to close. I would absolutely recommend them!!
Mario G., Credit Union Member
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